*{box-sizing:border-box}
:root{
  --navy:#072f59;
  --navy2:#0e416f;
  --gold:#c99a43;
  --gold2:#e2be72;
  --ink:#142033;
  --muted:#667085;
  --line:#e6e8ec;
  --bg:#f7f8fa;
  --white:#fff;
}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Arial,Helvetica,sans-serif;
  color:var(--ink);
  background:white;
  line-height:1.6;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{width:min(1160px,calc(100% - 40px));margin:0 auto}
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:blur(12px);border-bottom:1px solid var(--line)
}
.nav-wrap{height:88px;display:flex;align-items:center;justify-content:space-between}
.brand img{width:112px;height:auto}
.nav{display:flex;align-items:center;gap:32px;font-weight:600;font-size:14px}
.nav a:hover{color:var(--gold)}
.nav-cta{padding:12px 18px;background:var(--navy);color:white!important;border-radius:7px}
.menu-toggle{display:none;border:0;background:none;font-size:26px;color:var(--navy)}
.hero{
  background:
   radial-gradient(circle at 85% 20%,rgba(201,154,67,.15),transparent 35%),
   linear-gradient(135deg,#f9fbfd 0%,#fff 60%);
  padding:90px 0 96px;border-bottom:1px solid var(--line)
}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}
.eyebrow{
  display:inline-block;text-transform:uppercase;letter-spacing:.16em;font-size:12px;
  font-weight:800;color:var(--gold);margin-bottom:18px
}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.12;margin-top:0}
h1{font-size:clamp(48px,6vw,78px);margin-bottom:24px;letter-spacing:-.03em}
h2{font-size:clamp(34px,4vw,50px);margin-bottom:20px}
h3{font-size:23px;margin-bottom:12px}
.hero-copy{font-size:20px;color:#445066;max-width:700px;margin-bottom:34px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 22px;border-radius:7px;font-weight:800;font-size:14px}
.btn-primary{background:var(--navy);color:white}
.btn-secondary{border:1px solid var(--navy);color:var(--navy);background:white}
.btn-gold{background:var(--gold);color:#10263e}
.hero-card{
  background:var(--navy);color:white;padding:36px;border-radius:16px;
  box-shadow:0 24px 60px rgba(7,47,89,.18)
}
.hero-card h2{font-size:34px;color:white}
.hero-card p{color:#dbe6ef}
.small-label{text-transform:uppercase;letter-spacing:.14em;font-size:11px;font-weight:800;color:var(--gold2)!important}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:28px}
.mini-grid div{border:1px solid rgba(255,255,255,.15);padding:16px;border-radius:9px}
.mini-grid strong,.mini-grid span{display:block}
.mini-grid span{font-size:12px;color:#c7d4df;margin-top:4px}
.section{padding:90px 0}
.section-alt{background:var(--bg)}
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}
.copy p{font-size:17px;color:#4f5d70;margin-top:0;margin-bottom:20px}
.section-title{max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:38px}
.card{
  background:white;border:1px solid var(--line);border-radius:12px;padding:28px;
  min-height:270px;transition:.2s ease
}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(18,36,55,.08)}
.card>span{font-weight:900;color:var(--gold);font-size:13px}
.card p{color:var(--muted);font-size:15px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:42px}
.step{padding:26px 24px;border-left:3px solid var(--gold);background:#fff}
.step b{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:white;margin-bottom:18px}
.step h3{font-size:21px}
.step p{color:var(--muted);font-size:14px}
.cta-band{background:var(--navy);padding:64px 0;color:white}
.cta-band h2{color:white;margin-bottom:10px}
.cta-band p{color:#d1dbe5}
.eyebrow.light{color:var(--gold2)}
.cta-grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}
.contact-grid{display:grid;grid-template-columns:1fr .8fr;gap:60px;align-items:center}
.contact-grid>div>p{color:var(--muted);max-width:650px}
.contact-card{padding:34px;background:var(--bg);border-left:4px solid var(--gold)}
.contact-card span{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:11px;color:var(--muted);font-weight:800}
.contact-card a{display:block;font-family:Georgia,"Times New Roman",serif;font-size:30px;color:var(--navy);margin:8px 0 14px}
.contact-card p{font-size:14px!important;margin:0}
footer{border-top:1px solid var(--line);padding:30px 0;background:white}
.footer-grid{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:20px}
.footer-brand img{width:84px}
.footer-grid p{font-size:12px;color:var(--muted)}
.footer-links{display:flex;justify-content:flex-end;gap:22px;font-size:13px;color:var(--muted)}
@media(max-width:900px){
  .menu-toggle{display:block}
  .nav{
    display:none;position:absolute;top:88px;left:0;right:0;background:white;padding:20px;
    border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;gap:18px
  }
  .nav.open{display:flex}
  .hero-grid,.split,.contact-grid,.cta-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .hero{padding-top:60px}
}
@media(max-width:600px){
  .container{width:min(100% - 28px,1160px)}
  .nav-wrap{height:76px}
  .nav{top:76px}
  .brand img{width:92px}
  .hero{padding:52px 0 60px}
  .hero-copy{font-size:18px}
  .section{padding:62px 0}
  .cards,.steps,.mini-grid{grid-template-columns:1fr}
  .card{min-height:auto}
  .footer-grid{grid-template-columns:1fr;text-align:center}
  .footer-brand img{margin:0 auto}
  .footer-links{justify-content:center}
}

.address-block{margin-top:24px;padding-top:20px;border-top:1px solid var(--line)}
.address-block span{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:11px;color:var(--muted);font-weight:800}
.address-block p{margin:8px 0 0!important;color:var(--ink)!important;line-height:1.7}